It’s important to understand what is coming in and what is going out. With variable income, it can sometimes be a challenge to budget effectively. Together we will create and analyze your budget, prioritizing how any surplus should be used, and how to reduce expenses if applicable. We may also examine debt-reduction models, setting up an appropriate cash reserve for emergencies and other financial goals, along with strategies to save toward future goals.

If you have ever wondered whether you are taking maximum advantage of your employee benefits, then I am here to help. If you are a business owner, I will discuss the various benefit programs available to help you meet both business and personal retirement goals.

No matter what their age or income bracket, most people wonder if they will have the financial resources to retire. I will help you define targeted financial goals, focusing on financial independence as the primary objective. If you are nearly or already retired, let’s make sure you have enough financial assets to retire and do the things you are dreaming about.